from 6% /apr
Get loans from us today at the lowest interest rate
We charge a very low from 6% interest on our loan
Up to RM500K
up to 120 months
Loan tenure: 3 to 120 months
Flexible and Negotiable
Tailor made payment plan based on your profile requirements.
RM 900/month
Loan amount: RM10000
Repayment period: 12 months
Total interests: RM800
Total amount payable: RM10800
We are a licensed loan company operating under the regulation of KPKT (Kementerian Perumahan dan Kerajaan Tempatan, the Ministry of Housing and Local Government of Malaysia). We strictly adhere to the laws and regulations set forth by the Moneylenders Act 1951, which governs all money lending activities in Malaysia.
Under the *Moneylenders Act 1951*, all money lending businesses must be licensed and adhere to specific legal standards, including transparent disclosure of loan terms, fair interest rates, and ethical lending practices. The Act is designed to protect borrowers from unscrupulous lending practices and ensure a fair and transparent lending environment.
1. *Transparent Lending Practices*: Providing clear, comprehensive information about loan terms, interest rates, and any associated fees, as required by Malaysian law.
2. *Fair Interest Rates*: Adhering to the legal limits on interest rates, which are regulated to prevent excessive charges and ensure fair treatment of all borrowers.
3. *Compliance with Licensing Requirements*: Maintaining a valid moneylender license issued by the Registrar of Moneylenders under the KPKT, which is mandatory for all lending companies operating in Malaysia.
4. *Consumer Protection Measures*: Abiding by all statutory requirements to protect the rights of borrowers, including providing reasonable terms for repayment and procedures for handling disputes.
By complying with these legal requirements, we assure our customers of a secure, reliable, and fair lending experience, reflecting our commitment to maintaining the highest standards of integrity and professionalism in the Malaysian financial services industry.
At I-Fund, we offer low-interest personal loans starting at 6% with no guarantor, hidden fees, or withdrawal card needed. Enjoy flexible terms from 3 to 120 months, fast approval, and quick disbursement. With over a decade of experience, we’re dedicated to providing personalized solutions and exceptional service. Apply today and reach your financial goals effortlessly.
Boost your business with I-Fund’s SME loans. Enjoy competitive rates, flexible terms up to 120 months, and quick, collateral-free funding. With over a decade of experience in Klang Valley and Selangor, we’re your reliable partner for growth. Apply today to take your business further.
Dato’ Seri Chai, the founder and CEO of I-FUND, is one of Malaysia’s distinguished figures, with extensive experience in the financial industry. After graduating from university, he joined a major bank, starting from the most basic position and gradually accumulating a broad knowledge of the industry while building a strong network. During his many years in the banking industry, Dato’ Seri Chai noticed that traditional financial institutions often had inefficient loan processes that struggled to meet the urgent funding needs of small businesses and individuals. This realization inspired him to create a company that could offer more flexible and faster loan services. After years of effort and market research, Dato’ Seri Chai founded I-FUND in 2017. In the early days of the company, he was personally involved in every aspect of the business, from financial planning to customer service, ensuring that every client received top-quality service. He has always upheld the principle of “Take from society, give back to society,” committing himself to giving back to the community.
I-FUND is a financial services company dedicated to providing flexible and reliable loan solutions. From its founding, the company has been committed to delivering high-quality loan services, helping individuals and businesses achieve their financial goals.
I-FUND’s vision is to become the trusted financial partner of its clients, helping them achieve financial freedom. The company’s mission is to address clients’ funding needs through innovative financial products and excellent service, creating greater value for society.
I-FUND offers a variety of loan services, including personal loans and business loans. The company has earned the trust and praise of its clients through efficient approval processes and flexible repayment options.
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JABATAN SIASATAN JENAYAH KOMERSIL, POLIS DIRAJA MALAYSIA